LuAnn Tyler is a twenty-year-old unwed mother in Riversville, Georgia, a woman striving to escape an abusive relationship and a life of endless poverty. Suddenly, a mysterious Mr Jackson makes her an offer he thinks no one can refuse: a guarantee to be the winner of the $100 million national lottery.
But LuAnn won't do it. Less than twenty-four hours later, she is fighting for her life and running from a false murder charge. Jackson's offer - and its condition that she leave the country for ever - seems to be her only hope. However, ten years later, LuAnnn secretly returns to the United States. She begins a new life, one which includes Matthew Riggs whose origins are as murky and troublesome as her own. But before long her peace is shattered. A canny reporter has picked up her tail, as have the FBI - and Jackson. Matt Riggs is the only person who can help her. But is help what Matt intends or is he too closing in for the kill?