You've invested a lifetime into your work, your children and when you stop full-time work, you deserve to enjoy the fruits of your labour!
But if you're like 80% of Australians born since 1946, you're going to have to face a danger point: you're on your own. There's almost no chance government social security will contribute meaningfully to the retirement you've earned. And your super savings won't come anywhere near covering the gap.
'It's Payback Time!' is dedicated to helping you improve upon saving, investing, spending your money and creating a terrific post-working life plan. It covers the basics -- techniques for saving and investing for retirement without changing your lifestyle today and building your own customised life portfolio -- and includes tips on maximizing your super, real estate and other investments; downsizing your home, office and/or family; investigating part-time and volunteer work; and provisioning for health issues.
With a particular focus on women and single income scenarios, 'It's Payback Time!' is the most comprehensive guide available to achieving life satisfaction and financial security as you near retirement.
