Rowan Flynn was happy to leave Bayberry Island when she was whisked away by her investor fiance. But when he loses what's left of her family's fortune and is exposed as a con man, Rowan reluctantly returns to run the Safe Haven Bed and Breakfast, determined never again to fall for the ridiculous fantasy of the mermaid matchmaker. But when a handsome stranger arrives at the B&B the night before the annual Mermaid Festival, Rowan's life takes a turn for the interesting. Could it be the divine hand of the town's patroness? Or is Rowan being set up for another disappointment?